Darcy Bergen is a native of Canada. His parents were missionaries, so he spent his childhood living in New Zealand and Malaysia. He returned to Canada for high school and college, where he was a standout wrestler, serving as team captain and earning three provincial championships. Bergen began his career in the insurance business in his early twenties. In 2000, he moved to Phoenix, and in 2003, he entered the financial planning business. Between 2013 and 2018, Bergen was a six-time top-20 sales advisor in the Midland National life annuity division. In 2015, Bergen became a fiduciary (exam 65). He is also a Certified Retirement Financial Advisor.