After nearly 25 years in the United States Army, retired officer Roy Gagaza knew he required a retirement plan. But he had yet to learn that his path to retirement would assist his clients in achieving the same goal. Roy Y. Gagaza has had a unique experience in financial planning and counseling, with a professional objective of helping others receive the financial resources they require and the sound financial advice they deserve. "On September 30, 2008, I retired from the military after nearly 25 years of service." "However, about ten years into my career, my wife and I began to consider what we would do outside of the military," the two-star officer explained in an interview. He recognized the need for a career outside of the military and offered individual financial counseling and educational seminars during his final ten years.